Mortgage – Customer Profile

The key element when you’re buying a home is to try to realize what the client qualifies for and what their credit looks like so we do quite a bit of a like a customer profile or a customer checklist to see what the client would qualify for in getting a mortgage. Currently, I would ask for the ….. [Read more...]

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Mortgage Loans – Conventional, FHA, VA

Hello. My name is Tom Ciosek with Lakeside Advantage Mortgage. I’m the owner. We’re a full-service mortgage company in Shelby Township. I specialize in mortgages. We’ve been doing it for a long time. I’ve been in business for twenty-five years in the mortgage business. We help homeowners and homeowners throughout Michigan purchase and refinance homes. [Read more...]

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Preparing House for Sale – Interior

We’re in the dining room where a lot of people like to entertain their guests. And if you’ll notice when your house is on the market, it adds an extra touch of elegance if you’ll keep your dining room table well-set even if ….. [Read more...]

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Preparing House for Sale – Exterior

A lot of things many of us forget is the importance of making sure our yard is attractive when we approach a property that’s on the market. Let’s take a look at the yard. It’s well-manicured. And also we have to have the edging so that the grass looks nice. Always water a bit more. But when we ….. [Read more...]

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Preparing House for Sale – Living Room

Hi. I’m Patrice Hughes, real estate broker with Real Estate One in Troy, Michigan. And I’m just going to give you some tips on selling a house today, and things not to do and things to do. The way a house should and should not look. We’re going to ….. [Read more...]

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Lori’s Tools – Part 2

These are… This is a ratchet where the end socket fits on top (oh no, it doesn’t fit) fits on top and allows you movement in places that you couldn’t use pliers or a Robogrip. These are wire strippers. Okay. They will strip wire off if you need to rewire something. Let’s see what else we have….. [Read more...]

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Lori’s Tools – Part 1

Well, this is my work area mainly and I find that if you hang up the tools to begin with, you can find what you need, but the secret is you’ve got to put them back when you’re done so that you have them. Okay. Part of my tool collection is a power saw. This will cut large pieces of wood. It’s used to cut wood as thick as ….. [Read more...]

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Kyle Takes Out the Garbage

These are my garbage cans. I throw my trash in here once a week and every Friday morning the garbage man comes, picks them up, puts them in the garbage truck. And you got to clean them out a lot because sometimes animals ….. [Read more...]

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Meet Kyle

Hi. I’m Kyle. I’m twenty years old except I’m going to be twenty-one soon, so I can go to the bars and drink legally. And this is my car. I bought it for two thousand five hundred dollars ($2,500) because it’s got some damage on it. And if you look over here ….. [Read more...]

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Maltese

Hi. This is my dog, Oscar. He’s three and a half pounds (3 1/2 lbs.) and his breed is a Maltese. You can find a lot of different kinds of breeds of dogs from big dogs to very small dogs to teacup dogs and everything in between. One thing that differentiates a Maltese is ….. [Read more...]

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